Mortgages don't need to be stressful

Bullfrog Makes it Easy.

Apply online in seconds and have a REAL person reach out within a few minutes to discuss your options!



A Mortgage for Everyone*

With over 150+ lender partners, we have 1,000+ loan programs -- one for just about everyone! 

If for some reason you don't qualify, we'll set you up on a plan & work with you until you do. 

 

Expert Loan Officers at your Fingertips. 

We only let the absolute best loan officers Join our team. That means you get premium service, no matter who you work with. 

Start to finish, they're in your corner advocating for you until you have keys in your hand. 

Loan Types: 

01

Conventional

Backed by Fannie Mae and Freddie Mac, these are ideal for buyers with strong credit and income. They offer competitive rates and flexible terms—perfect for primary homes, second homes, or investment properties.

02

FHA/USDA/VA

Government-backed loans that make homeownership more accessible. FHA is great for low down payments, USDA is designed for rural buyers, and VA offers incredible benefits for eligible veterans and active-duty military.

03

Non-QM & DSCR

Built for self-employed buyers, investors, and unique income situations. Non-QM loans look beyond tax returns, while DSCR loans qualify based on rental income—not personal income.

04

Fix/Flip & Commercial

Designed for real estate investors and business owners. These short-term and long-term loans fund renovations, flips, or commercial acquisitions—so you can scale with speed and confidence.

Explore Your Mortgage Options

we offer a variety of options tailored to meet your unique needs. 

Our team of experts is dedicated to helping you understand each choice, ensuring you find the perfect mortgage solution that fits your financial goals.

 Take the first step towards homeownership today and discover how we can help you secure the best mortgage rates and terms available.



See What our Clients Say:

⭐️⭐️⭐️⭐️⭐️ – Austin, First-Time Homebuyer (Texas)


“Josh and the Bullfrog team were incredible—responsive, honest, and actually fun to work with. I never felt lost, and now I’m in my first home!”

⭐️⭐️⭐️⭐️⭐️ – Anthony, First-Time Homebuyer & Veteran (Indiana)


“As a first-time buyer, I had no idea where to start. Bullfrog walked me through everything, locked in a great rate, and made the whole thing way less stressful than I expected.”

⭐️⭐️⭐️⭐️⭐️ – Joe, Realtor (Arizona)


“Bullfrog is my go-to lender. They make my clients feel confident, they communicate clearly, and they always close on time. Can’t ask for more.”

⭐️⭐️⭐️⭐️⭐️ – Raj, Investor (Indiana)


“Bullfrog made my investment financing seamless. Their team knows the numbers and moves fast—I’ve already sent two deals their way since closing my first.”

Contact Us

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Thank you! We will get back to you as soon as possible.

 

NMLS 2278722

Email: josh@bullfrogfinancial.com

Call / Text: (260) 446-5106

AZ, IN, TX

 

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Josh Sprague | NMLS #2278722 | Bullfrog Financial Powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AZ 0904774 | IN 181106 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

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